Motor Cruiser Insurance

What GJW Direct customers think

• No Excess For Third Party Claims

  No excess to pay on claims for loss or damage caused by an untraceable third party.

• Agreed Value

  In the event of a total loss claim, we will pay the value of your vessel originally agreed upon taking out your policy.

• 0% Finance

  GJW Direct offer interest free annual payment plans on direct debit policies over £100. With a small deposit the remaining cost can be spread over 10 interest free instalments.

• Protected No Claims Bonus

  Once you earn no claims bonus it is protected. This means that you will not lose your no claims bonus if you have one claim in any one policy period. Two or more claims will result in a loss of no claims bonus.

• Third Party Liability £5,000,000

  We cover you and any other person using your motor cruiser with your permission for legal liability to another person arising out of interest in use of your motor cruiser up to a maximum of £5,000,000.

• Legal Protection Cover

  We cover your legal expenses up to £25,000 to pursue damages for injury or death or out of pocket expenses following damage to your motor cruiser or for the defence of criminal prosecutions brought against you.

• Medical Expenses Cover

  We cover you and the crew of your motor cruiser for medical expenses incurred by you and/or them arising out of personal injuries caused by any of the perils covered under your Motor Cruiser Insurance up to £1,000 any one occurrence.

• Personal Accident Cover

  Our Motor Cruiser Insurance covers you and any other person using your motor cruiser with your permission for accidental bodily injury or death whilst using your motor cruiser up to a maximum amount of £20,000 any one person and £40,000 in respect of any one event.

• 24 Hour Emergency Claim Helpline

  Our staffed emergency claims helpline is open 24 hours a day, 365 days a year so we’re always there when you need us to offer a swift response and give sound, practical advice.

• Rapid Claims Settlement

  Once we have received invoices and bank account details, it takes 3-5 working days to be processed through the banking system and to arrive in the recipients bank account. 

  Please note that payments being made to outside the UK may take a little longer. 

• Excellent Financial Security

  You can trust in our Excellent Financial Security as we are authorised and regulated by the Financial Conduct Authority.

• Friendly Personal Service

  Our specialist team who have a wealth of experience in the marine insurance industry. Talk to one our friendly team on 0151 473 8000 or get your quote online today.

• Exclusive Discounts From a Range of Recognised Marine Brands via MyBoat

  Did you know, MyBoat members who insure with GJW Direct have access to exclusive offers and discounts from a range of recognised marine brands. Unlock your discounts today - sign up to MyBoat.

• What is a Motor Cruiser?

  A motor cruiser is generally defined as any large, motor-driven vessel. They are generally over 10 metres long although they may be smaller. These vessels are often also called yachts, or motor yachts.

• Motor Yacht Insurance

  Motor cruisers are also called motor yachts, as they may be a similar size to sailing yachts but primarily use one or more motor to power them, rather than a sail. Our motor cruiser policy covers motor yachts for costs such as machinery and engine failure for vessels up to 3 years old. For older vessels, you can purchase cover at an additional premium.

• Super Yacht and Mega Yacht Insurance

  The term ‘super yacht’ is usually used to describe luxury, motor-powered vessels over 24 metres long. Megayachts tend to be any vessel that is longer than 50m. Speak to our specialist concierge team to find out more about our insurance policies for luxury vessels.